It might all sound a bit boring but travel insurance really is a must for your upcoming Lads Holiday. It’s absolutely vital you take out a policy whatever country you are visiting.
A common misconception is you are covered if you get a EHIC (European Health Insurance Card) – this entitles you to free or reduced cost emergency treatment at state-run hospitals within the EU. However it only covers medical emergencies and would not cover any sort of repatriation or associated costs.
An estimated 1 in 20 young Brits will seek medical attention whilst on holiday, for simple ailments such as sunburn right up to quad-biking accidents or falls from balconies.
Getting good quality travel insurance is therefore vitally important preparation for your trip, albeit not the most exciting part of organising the holiday!
And this is really something it’s worth spending a tiny bit more on for a decent policy, it might cost you £20 but it could potentially save you thousands should something bad happen whilst your on your holiday.
Their single trip products offer:
Emergency medical expenses – up to £10 million
Lost or stolen passport – up to £750
Lost or stolen money – up to £500 overall and up to £300 for cash and bank notes
Legal expenses – up to £50,000
Charges incurred if you have to cancel or abandon your trip – up to £5,000 per person